Boaters should be insured to enjoy the financial protection that insurance coverage offers. Boat owners in Fillmore, NY can purchase insurance coverage from Walker and Associates Insurance Agencies Inc.
The following are four misconceptions you should be aware of regarding boat insurance.
You should always buy boat insurance from the same company that insures your vehicle.
In some cases, you may be able to get a bundling discount on boat insurance when you buy a policy from the same company that sold you your vehicle insurance. However, this is not always the case.
Be sure to shop around before assuming that your current insurance provider will give you the best possible price on boat insurance.
No one really needs boat insurance.
It’s true that boat insurance is not required according to New York law. However, that doesn’t mean that no one needs it. Some boat owners are required to carry insurance by their boat loan lender or by their marina.
Boat insurance is an expensive type of insurance coverage.
Boat owners will be happy to know that boat insurance doesn’t usually cost more on average than home insurance policies or vehicle insurance policies.
You can enjoy coverage anywhere you go boating.
Make sure you discuss the navigational areas in which you plan to go boating and need your policy to be in effect.
Boat insurance policies specify areas where the policyholder can go boating and still enjoy coverage. You cannot assume that you’ll be covered everywhere you want to go according to your policy.
Give Us A Call
Are you in the market for boat insurance in Fillmore, NY? We can help at Walker and Associates Insurance Agencies Inc. Contact us to get a quote on a boat insurance policy.