What does renters insurance cover?

Renters insurance is a type of insurance designed to provide protection for those who rent their homes here in the Fillmore, NY area. It provides coverage for personal belongings, liability, and additional living expenses if your rental is damaged or destroyed.

What does renters insurance cover?

Renters insurance from Walker and Associates Insurance Agencies Inc. typically covers losses due to fire, lightning, windstorms, hail, explosions, and smoke damage. It also typically covers vandalism or theft of personal property that occurs on the premises. In addition, some policies will cover additional living expenses if you are forced to move out of your rental due to an insured incident such as a fire or flood. 

One of the major benefits of renters insurance is that it provides liability coverage. This means that if someone sustains an injury while on your property, you are protected from having to pay out-of-pocket for medical bills or other related costs associated with the accident. 

Renters insurance is an important form of protection for anyone who rents their home as it provides coverage for personal belongings, liability, and additional living expenses in the event your rental is damaged or destroyed due to an insured incident such as a fire or flood. By having renters insurance in place, you can have peace of mind knowing that you’re covered in case something happens on your property.

We Are Here To Help

For more information, give us at Walker and Associates Insurance Agencies Inc. a call today. We are proud to serve the Fillmore, NY area and would be happy to help you find a renters insurance policy that meets both your needs and your budget. You will sleep better knowing that you are protected.