If you are making the transition from an apartment to a house, mind your insurance. Regardless of where you live, your new investment faces various risks, from theft and vandalism to floods, fires, hail, and wind damage. If something goes wrong, you’ll need adequate insurance. And if you have a mortgage, your lender will require it.
Homeowners Insurance To Protect Against Theft
Living in a house creates a false sense of security. Moving on from an apartment to a house certainly adds safeguards, yet it also puts a target on your possessions.
The bottom line? Every homeowner is the envy of burglars. This is precisely why homeowners insurance from Walker and Associates Insurance Agencies Inc. is necessary.
Protection Beyond Theft
Theft is only one threat to homeowners. Property can also be damaged by natural disasters, faulty ceilings, visitors, and others risks. In some cases, property becomes lost and goes unaccounted for.
If any such situation happens to you, it is imperative that you have homeowners insurance. It can help you cover the potentially significant cost of replacing your possessions if they’re damaged in a flood, fire, or windstorm.
Your homeowners insurance can also cover your liability if your dog bites someone and they require extensive medical care. And in some cases, it can even cover temporary housing if your home becomes uninhabitable due to a covered event. Ask one of our agents to explain the details of any homeowners policy you’re considering so you understand what it does and doesn’t cover.
Call Walker and Associates Insurance Agencies Inc.
Whether you own a home or are thinking of buying one, we’re on your side. Call us for a consultation and homeowners quote. We’re currently serving Fillmore, NY.
