{"id":8,"date":"2022-03-30T04:00:00","date_gmt":"2022-03-30T10:00:00","guid":{"rendered":"https:\/\/www.walker-insuranceservices.com\/blog\/?p=8"},"modified":"2022-03-30T12:07:43","modified_gmt":"2022-03-30T18:07:43","slug":"personalize-your-home-insurance","status":"publish","type":"post","link":"https:\/\/www.walker-insuranceservices.com\/blog\/personalize-your-home-insurance\/","title":{"rendered":"Personalize Your Home insurance"},"content":{"rendered":"<p>Home insurance isn&rsquo;t just one type of insurance. It protects the structure of your home, your content, your assets and provides you with a place to stay if your home is damaged or destroyed. How much insurance you require for each of these areas is what your well-trained insurance agents help you determine. In Fillmore NY, you can count on&nbsp; Walker and Associates Insurance Agencies Inc to help you to personalize your home insurance.&nbsp;<\/p>\n<h2>What type of content coverage should I have?&nbsp;<\/h2>\n<p>There are two types of content coverage:<\/p>\n<ul>\n<li>Replacement cost<\/li>\n<li>Actual value<\/li>\n<\/ul>\n<p>Replacement cost is the amount that it would cost you today to replace anything that you have lost. If it is a 10-year-old stove, you get the money you need to buy the equivalent at today&#8217;s cost.&nbsp;<\/p>\n<p>With actual value, you would get the amount that a 10-year-old stove is worth today, so not enough to replace it with a new one.&nbsp;<\/p>\n<p>Only you can decide which type makes sense to you.&nbsp;<\/p>\n<h3>What things raise your liability risk?<\/h3>\n<p>These days, everyone worries about being sued. Not only the actual suit but getting legal representation can be very expensive. When you own a home you have lots of risks, but there are certain things that increase your risk.&nbsp;One of them is getting a dog. Some dogs are considered such a high risk that insurance companies won&#8217;t cover them. If you are adding a new pet, check with your home insurance to make sure you have coverage. Another is getting a trampoline. Every year they cause lots of injuries. If your kids must have one, raise your liability coverage to protect your assets.&nbsp;<\/p>\n<p>Contact Walker and Associates Insurance Agencies Inc in Fillmore NY when you are looking for an independent insurance agency to help you protect your home.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Home insurance isn&rsquo;t just one type of insurance. It protects the structure of your home, your content, your assets and provides you with a place to stay if your home is damaged or destroyed. How much insurance you require for each of these areas is what your well-trained insurance agents help you determine. In Fillmore [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[12,13],"class_list":["post-8","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-fillmore-ny","tag-walker-and-associates-insurance-agencies-inc"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.walker-insuranceservices.com\/blog\/wp-json\/wp\/v2\/posts\/8","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.walker-insuranceservices.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.walker-insuranceservices.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.walker-insuranceservices.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.walker-insuranceservices.com\/blog\/wp-json\/wp\/v2\/comments?post=8"}],"version-history":[{"count":1,"href":"https:\/\/www.walker-insuranceservices.com\/blog\/wp-json\/wp\/v2\/posts\/8\/revisions"}],"predecessor-version":[{"id":9,"href":"https:\/\/www.walker-insuranceservices.com\/blog\/wp-json\/wp\/v2\/posts\/8\/revisions\/9"}],"wp:attachment":[{"href":"https:\/\/www.walker-insuranceservices.com\/blog\/wp-json\/wp\/v2\/media?parent=8"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.walker-insuranceservices.com\/blog\/wp-json\/wp\/v2\/categories?post=8"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.walker-insuranceservices.com\/blog\/wp-json\/wp\/v2\/tags?post=8"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}